About Us

Who We Are


Thriving entrepreneurs creating abundance for our families, our communities, and our planet


Ensuring entrepreneurs, business owners, and real estate investors have access to the capital they need to start, build, and grow their enterprises


Entrepreneurship, Integrity, Innovation, Excellence, & Aloha


We Are Entrepreneurs Funding Entrepreneurs

Kawika Burgess, President and CEO

Kawika Burgess is the President and Chief Executive Officer of Alliance Commercial Finance.

Kawika previously served as the Land Asset and Operations Manager for Kamehameha Schools, Hawaii’s largest private landowner. He was the Chief Operating Officer of the Office of Hawaiian Affairs, a $600 M trust and 13th largest landowner in Hawaii overseeing a real estate portfolio of over 26,000 acres. He founded, built, and sold the award winning Honolulu office of Real Property Management, the largest property management franchise in the United States. Kawika was also the President and CEO of Hawaii Land Trust, Hawaii’s largest local land trust overseeing 18,000 acres of lands and conservation easements in Hawaii and served as President and CEO of Kalona Brand Company, a start-up regenerative and vertically integrated agriculture and food company.

As an experienced entrepreneur and real estate investor, Kawika experienced first hand how difficult it is for entrepreneurs and real estate investors to navigate the world of commercial financing and to gain access to capital. He founded Alliance Commercial Finance to assist other entrepreneurs, business owners, and real estate investors to navigate that path and obtain the appropriate type of financing that they need to start, build, and grow their enterprises and real estate portfolios.

Sanoe Burgess is the Business Development and Marketing Offer at Alliance Commercial Finance.

Sanoe earned her Master’s Degree in Communicology from the University of Hawaii at Manoa and previously served as a Lecturer in Communicology and Women’s Water Polo Team Manager at the University of Hawaii at Manoa. She served as Team Leader at Kupu and completed internships at Hauoli Mau Loa Foundation and Kamehameha Schools. Sanoe has been a lifelong entrepreneur and is passionate about assisting other entrepreneurs in understanding the financing opportunities available for small businesses.

East Coast Region

John Rustice, Commercial Finance Advisor/Broker

Mid West Region

Tom Armstong, Commercial Finance Advisor/Broker

West Coast Region

Moses Agoro, Commercial Finance Advisor/Broker

South West Region

Tim Whitten, Commercial Finance Advisor/Broker

The Challenge

Lack of Capital for Entrepreneurs

  • 1 out of 5 businesses fail within their first year of operation (Bureau of Labor Statistics)
  • Insufficient capital is one of the primary reasons for business failure (SBA)
  • 86% of businesses rely on credit or financing for survival (National Federation of Independent Businesses)
  • Yet banks deny over 8 out of 10 funding requests that they receive (Small Business Lending Index)

The Solution

We Are Entrepreneurs Funding Entrepreneurs

  • At Alliance Commercial Finance (ACF), we’ve been in your shoes. We have started, build, managed, and sold businesses and real estate investments
  • ACF was founded to provide entrepreneurs, business owners, and real estate investors the capital they need
  • We are direct lenders and also have a vast network of established private lenders, regional banks, specialty lenders, and alternative finance companies
  • We can assist entrepreneurs and business owners even if they’ve been denied by their banks
  • We also assist business owners in building business credit separate from their personal credit
  • We are a on-stop shop for entrepreneurs and business owners seeking financing